Privacy Policy

Effective Date: October 5, 2026
Last Updated: October 5, 2026

Minnesota Fire House Buyer, also operating under the brand Minnesota Fire House Buyer (“Minnesota Fire House Buyer,” “we,” “us,” or “our”), respects your privacy.

This Privacy Policy explains how we collect, use, disclose, sell, share, retain, and otherwise process personal information when you visit minnesotafirehousebuyer.com (the “Website”), submit information concerning real estate, request a cash offer, communicate with us, or otherwise interact with our services.

Minnesota Fire House Buyer operates within the real estate investment, cash-buyer, property-acquisition, marketing, referral, and lead-generation marketplace. Depending on a particular property and transaction, we may evaluate a property ourselves or connect a property owner with an affiliated or independent cash buyer, real estate investor, contract purchaser, acquisition partner, property-acquisition business, licensed real estate professional, assignee, person holding contractual or equitable rights, or other prospective purchaser.

By using the Website or providing information to us, you acknowledge the practices described in this Privacy Policy.

1. Information We Collect

We may collect personal information:

Directly from you;
Automatically when you use the Website;
From public records;
From commercial property and real estate databases;
From advertising and analytics providers;
From telecommunications providers;
From service providers;
From prospective purchasers;
From licensed real estate professionals;
From affiliates and business partners; and
From other lawful sources.

2. Information You Provide

When you request an offer, submit a Website form, call us, send an email or text message, or otherwise communicate with us, we may collect information including:

First and last name;
Telephone number;
Mobile telephone number;
Email address;
Property address;
Mailing address;
Ownership information;
Whether you own or are authorized to act concerning the property;
Property type;
Property condition;
Fire damage;
Smoke damage;
Water damage;
Structural damage;
Electrical damage;
Plumbing damage;
Roof or foundation damage;
Heating and cooling information;
Occupancy information;
Repair or renovation information;
Desired selling timeline;
When you purchased or acquired the property;
Reason for considering a sale;
Asking price or pricing expectations;
Mortgage information you voluntarily provide;
Contract-for-deed information;
Lien information;
Property-tax information;
Association-dues information;
Probate or estate information;
Foreclosure or mortgage-default information;
Inheritance information;
Insurance information;
Insurance-claim information;
Photographs;
Videos;
Fire-department reports;
Inspection reports;
Engineering or structural reports;
Repair estimates;
Contractor information;
Permit information;
Insurance documents;
Ownership or title documents;
Preferred communication method;
Preferred contact time;
Information concerning a potential transaction; and
Other information you voluntarily provide.

3. Property and Public-Record Information

When you submit information concerning a property, we may research that property through public records, commercial databases, property-data providers, prospective purchasers, and other lawful sources.

Information may include:

Ownership records;
County and municipal property records;
Property-tax information;
County recorder or registrar-of-titles records;
Recorded deeds;
Mortgages;
Contracts for deed;
Liens and encumbrances;
Association liens;
Property characteristics;
Property sales history;
Estimated property values;
Comparable sales;
Building permits;
Building-code information;
Zoning information;
Court records where lawfully available;
Probate information;
Foreclosure information;
Tax-forfeiture information;
Association information;
Geographic and mapping information;
Flood information;
Fire or disaster information;
Environmental information;
Radon information;
Property-condition information;
Market information; and
Other publicly or commercially available information.

We may combine information obtained from these sources with information you provide.

4. Information Collected Automatically

When you visit or interact with the Website, we and service providers operating on our behalf may automatically collect information including:

Internet Protocol address;
Browser type;
Browser settings;
Operating system;
Device type;
Device identifiers;
Approximate geographic location derived from IP address;
Referring website;
Referring advertisement;
Landing page;
Pages viewed;
Links clicked;
Date and time of Website activity;
Session information;
Form interactions;
Advertising identifiers;
Marketing-campaign information;
Lead-source information;
Conversion information;
Attribution information; and
Other technical or Website-usage information.

5. Cookies, Pixels, Analytics, and Advertising Technologies

We may use technologies including:

Cookies;
Tracking pixels;
Web beacons;
Tags;
Scripts;
Local storage;
Analytics technologies;
Advertising identifiers;
Conversion tracking;
Call tracking; and
Similar technologies.

These technologies may help us:

Operate and secure the Website;
Prevent fraud and spam;
Remember preferences;
Understand Website usage;
Measure traffic;
Determine which advertisements generated inquiries;
Attribute leads to campaigns;
Measure conversions;
Measure advertising effectiveness;
Create or measure advertising audiences;
Support targeted or interest-based advertising;
Improve the Website;
Improve our services; and
Conduct marketing.

Third-party advertising, analytics, telecommunications, and technology providers may process information according to their own privacy policies.

6. How We Use Personal Information

We may use personal information to:

Respond to property inquiries;
Respond to requests for cash offers;
Research submitted properties;
Verify ownership;
Evaluate property characteristics;
Evaluate fire, smoke, water, structural, electrical, or other damage;
Review repair information;
Review insurance information;
Estimate property values;
Estimate repair and renovation expenses;
Estimate acquisition, holding, closing, and resale expenses;
Determine whether we or another purchaser may be interested;
Match homeowners with prospective cash buyers;
Route property opportunities to prospective purchasers, investors, or licensed real estate professionals;
Prepare or communicate potential offers;
Contact property owners and authorized representatives;
Schedule calls, appointments, walkthroughs, or evaluations;
Conduct due diligence;
Facilitate potential transactions;
Coordinate with buyers, brokers, attorneys, title professionals, closing agents, inspectors, contractors, engineers, lenders, insurers, and other transaction participants;
Maintain inquiry and transaction records;
Follow up regarding previously submitted properties;
Provide customer support;
Operate and improve the Website;
Conduct analytics;
Measure advertising and marketing performance;
Advertise our services;
Prevent fraud, spam, abuse, and security incidents;
Protect our systems;
Maintain tax, accounting, legal, and compliance records;
Enforce agreements and policies;
Comply with applicable law; and
Establish, exercise, or defend legal claims.

7. Lead Generation and Buyer Matching

Minnesota Fire House Buyer operates within the real estate investment and property-buyer marketplace.

When you submit information concerning a property, we may evaluate the opportunity ourselves or provide information concerning you and the property to prospective purchasers or transaction partners.

Recipients may include:

Affiliated real estate businesses;
Independent cash buyers;
Real estate investors;
Local property buyers;
Contract purchasers;
Property-acquisition businesses;
Investment groups;
Redevelopment businesses;
Acquisition partners;
Persons acquiring contractual or equitable interests;
Licensed real estate brokers; and
Other prospective purchasers.

Recipients may use information to:

Research the property;
Evaluate its condition;
Estimate repairs;
Determine whether they are interested;
Estimate investment or resale value;
Prepare or communicate an offer;
Contact you;
Conduct due diligence;
Negotiate transaction terms; or
Facilitate a potential transaction.

Independent recipients may operate separately from us and maintain their own privacy practices.

Submitting information does not guarantee an offer or completed transaction.

8. How We Disclose Personal Information

Service Providers and Processors

We may disclose information to providers of:

Website hosting;
Website forms;
Customer relationship management;
Lead management;
Telephone services;
Call tracking;
Call recording where lawful;
Text messaging;
Email delivery;
Marketing automation;
Advertising;
Analytics;
Conversion tracking;
Property research;
Data enrichment;
Cloud storage;
Cybersecurity;
Document processing;
Accounting;
Legal services; and
Transaction support.

Prospective Purchasers and Business Partners

We may disclose information to:

Cash buyers;
Investors;
Contract purchasers;
Property-acquisition businesses;
Acquisition partners;
Persons acquiring contractual rights;
Licensed real estate professionals; and
Other prospective purchasers.

Transaction Participants

Information may be provided to:

Buyers;
Sellers;
Brokers;
Attorneys;
Title professionals;
Closing agents;
Inspectors;
Contractors;
Engineers;
Appraisers;
Lenders;
Insurance professionals; and
Other transaction participants.

Affiliates and Business Transactions

Information may be transferred among affiliates or in connection with:

A merger;
Acquisition;
Financing;
Reorganization;
Affiliate restructuring;
Sale of assets;
Bankruptcy; or
Similar transaction.

Legal and Safety Purposes

We may disclose information where reasonably necessary to:

Comply with applicable law;
Respond to legal process;
Respond to lawful governmental requests;
Investigate fraud or unlawful activity;
Protect another person’s rights or safety;
Protect property or systems;
Enforce agreements; or
Establish or defend legal rights.

9. Sale of Personal Data and Targeted Advertising

Our business may involve providing seller or property-owner information to affiliated or independent prospective purchasers.

Depending on the structure of the arrangement, a transfer of leads may constitute a “sale” of personal data under applicable privacy law.

We may also process Website activity and advertising identifiers in connection with targeted advertising.

Where Minnesota’s Consumer Data Privacy Act applies, qualifying consumers may opt out of:

Sale of personal data;
Targeted advertising; and
Profiling in furtherance of automated decisions producing legal or similarly significant effects.

10. Minnesota Consumer Data Privacy Act

The Minnesota Consumer Data Privacy Act (“MCDPA”) became effective July 31, 2025.

Subject to statutory exemptions, it generally applies to legal entities that conduct business in Minnesota or target products or services to Minnesota residents and satisfy either of the following:

Control or process personal data of 100,000 or more consumers during a calendar year, excluding data processed solely to complete payment transactions; or
Control or process personal data of 25,000 or more consumers and derive more than 25% of gross revenue from the sale of personal data.

The inclusion of this section does not represent that Minnesota Fire House Buyer necessarily satisfies those thresholds.

Where the MCDPA applies to us, we will comply with its applicable requirements.

11. Small-Business Exemption

A business qualifying as a “small business” under the applicable U.S. Small Business Administration standards is generally exempt from most MCDPA requirements.

However, a qualifying small business remains subject to Minnesota’s prohibition against selling a consumer’s sensitive data without the consumer’s prior consent.

Accordingly, the applicability of individual MCDPA provisions depends on our size, processing activities, and other statutory criteria.

12. Minnesota Consumer Privacy Rights

Where the MCDPA applies, qualifying Minnesota consumers may have rights including:

Know and Access

The right to confirm whether personal data is being processed and to access applicable personal data.

Correct

The right to correct inaccuracies in personal data.

Delete

The right to request deletion of qualifying personal data.

Obtain a Copy

The right to obtain applicable personal data previously provided to us in a portable and, where technically feasible, readily usable format.

List of Third Parties

The right, in applicable circumstances, to obtain a list of specific third parties to whom personal data concerning the consumer has been disclosed or sold as provided by Minnesota law.

Opt Out of Sale

The right to opt out of qualifying sales of personal data.

Opt Out of Targeted Advertising

The right to opt out of processing for targeted advertising.

Opt Out of Certain Profiling

The right to opt out of profiling used in furtherance of automated decisions producing legal or similarly significant effects.

Question Certain Profiling Decisions

Minnesota law provides additional rights relating to specified profiling and automated decision-making activities.

Non-Discrimination

The right not to be unlawfully discriminated against for exercising applicable privacy rights.

13. Privacy Request Procedures

Where the MCDPA applies, we will provide one or more secure and reliable methods for submitting applicable consumer requests.

A request may require information reasonably necessary to authenticate the consumer.

We will not require a consumer to create a new account solely to exercise an MCDPA right.

Certain opt-out requests need not be authenticated, subject to the anti-fraud provisions of applicable law.

14. Response Timing

Where the MCDPA applies, we generally will respond to qualifying requests without undue delay and within 45 days after receipt.

Where reasonably necessary and permitted by law, the response period may be extended once by an additional 45 days after appropriate notice.

Applicable information generally will be provided without charge up to twice annually, subject to statutory provisions concerning repetitive, manifestly unfounded, or excessive requests.

15. Appeals

Where the MCDPA applies and we decline to take action on a privacy request, the consumer may appeal through our designated appeal process.

We generally will respond to an appeal within 45 days.

Where reasonably necessary, the appeal period may be extended by up to 60 additional days as permitted by law.

If an appeal is denied, we will provide legally required information concerning how to submit a complaint to the Minnesota Attorney General.

16. Universal Opt-Out Signals and Authorized Agents

Where the MCDPA applies, we recognize qualifying opt-out preference signals for:

Targeted advertising; and
Sale of personal data

when the signal satisfies Minnesota’s statutory requirements.

A Minnesota consumer may also designate an authorized agent to exercise applicable sale and targeted-advertising opt-out rights.

Authorized-agent designations may use technology including:

Internet links;
Browser settings;
Browser extensions; or
Global device settings.

We may take commercially reasonable steps to verify the consumer’s identity and the agent’s authority where permitted or required by law.

17. Sensitive Data

Sensitive data under Minnesota privacy law can include certain information concerning:

Racial or ethnic origin;
Religious beliefs;
Mental or physical health diagnosis;
Sexuality;
Citizenship or immigration status;
Genetic information;
Biometric data used for unique identification;
Precise geolocation; and
Personal data concerning a known child.

Our ordinary property-offer forms are not designed to collect unnecessary sensitive data.

Where the MCDPA applies, we will obtain legally required consent before processing sensitive data.

A consumer must also be provided an effective mechanism to revoke qualifying consent where required.

18. Data Minimization and Security

Where the MCDPA applies, we seek to:

Limit collection to data that is adequate, relevant, and reasonably necessary for disclosed purposes;
Avoid materially incompatible secondary processing without appropriate consent or another legal basis;
Maintain reasonable administrative, technical, and physical security practices; and
Maintain appropriate records or inventories needed to administer privacy rights.

19. Data Protection Assessments

Where required by the MCDPA, we may conduct and document data protection assessments for processing activities presenting heightened risk, including certain:

Targeted advertising;
Sales of personal data;
Profiling;
Sensitive-data processing; and
Other high-risk data practices.

20. Retention

We retain personal information for as long as reasonably necessary for purposes described in this Privacy Policy.

Factors affecting retention may include:

Whether an inquiry remains active;
Whether a property remains of interest to prospective purchasers;
Potential follow-up;
Whether a transaction occurred;
Contractual obligations;
Legal requirements;
Tax and accounting obligations;
Fraud prevention;
Litigation or disputes; and
Legitimate business recordkeeping needs.

Where the MCDPA applies, our retention practices will be described and administered as required by Minnesota law.

21. Telephone Communications

If you provide a telephone number, we may use it to respond to your inquiry and communicate concerning:

Your property;
Property research;
Scheduling;
Your requested offer;
Buyer matching;
Follow-up;
Potential transactions; and
Related services.

Where federal or state law requires additional consent before regulated automated dialing, prerecorded voice, artificial voice, or marketing communications are made, we will obtain legally required consent.

You may request that calls stop.

22. Recording of Calls and Communications

Minnesota generally permits a person who is a party to a wire, electronic, or oral communication—or who has the prior consent of one party—to record or intercept the communication, unless the interception is undertaken for a criminal or tortious purpose.

We or service providers acting on our behalf may record communications for legitimate purposes including:

Quality assurance;
Training;
Documentation;
Compliance;
Fraud prevention;
Security; and
Other legitimate business purposes.

Because callers may be physically located in jurisdictions with stricter recording-consent requirements, additional notice or consent may be required.

Where another applicable law imposes a stricter recording requirement, we will follow the stricter rule.

23. Text Messages

If you provide a mobile telephone number and applicable consent, we may communicate by text regarding:

Your inquiry;
Your property;
Scheduling;
Offers;
Prospective purchasers;
Buyer matching;
Follow-up;
Potential transactions; and
Related services.

Where legally required, separate or additional consent will be obtained before regulated automated or marketing messages are sent.

Consent to marketing communications is not a condition of receiving an offer or selling property where prohibited by law.

Message and data rates may apply.

Message frequency may vary.

Reply STOP to request that applicable messages stop.

Where supported, reply HELP for assistance.

24. Email Communications

We may use your email address to:

Respond to inquiries;
Communicate regarding your property;
Provide potential-offer information;
Schedule calls;
Follow up regarding prospective purchasers or transactions; and
Send marketing communications where permitted by law.

Applicable promotional emails will provide an unsubscribe mechanism.

25. Information Security

We maintain reasonable administrative, technical, and physical safeguards designed to protect information against unauthorized:

Access;
Acquisition;
Use;
Disclosure;
Alteration;
Loss; and
Destruction.

No electronic storage system, security measure, or Internet transmission can be guaranteed completely secure.

26. Children’s Privacy

The Website is intended for adults involved in real estate matters.

It is not directed toward children under 13, and we do not knowingly collect personal information online from children under 13 through ordinary property-inquiry forms.

Minnesota privacy law may provide additional protections for minors and known children.

Where parental or guardian consent is required, we will comply with applicable law.

27. Third-Party Websites and Services

The Website may contain links to or integrations with third-party websites or services.

We do not control and are not responsible for third-party:

Privacy practices;
Security;
Content;
Products;
Services;
Availability; or
Business practices.

Your interaction with a third party is governed by that party’s applicable policies.

28. Information About Other People

If you provide information concerning another:

Property owner;
Co-owner;
Heir;
Family member;
Personal representative;
Trustee;
Tenant; or
Other person,

you represent that you have authority or another lawful basis to provide that information.

29. Changes to This Privacy Policy

We may update this Privacy Policy periodically.

When changes are made, we will revise the “Last Updated” date.

Where applicable law requires additional notice or consent concerning a material change, we will provide that notice or obtain appropriate consent.

30. Contact Us

Questions, requests, or concerns regarding this Privacy Policy may be directed to:

Minnesota Fire House Buyer
Minnesota
United States

Website: minnesotafirehousebuyer.com

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